Get A Rare Welcome Bonus On The Fantastic Citi Double Cash Card, With Earnings Of 2% Cash Back Or 2 Miles Per Dollar Spent
Citi
Regular price
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$200 Bonus:
- Score $200 cash back after spending $1,500 in your first 6 months.
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2% Earnings:
- Earn a solid 2% on every purchase, with an extra 1% cash back when you pay for those purchases.
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Cash Back Rules:
- To get cash back, simply pay at least the minimum amount due on time.
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Balance Transfer Perk:
- Special 0% intro APR on Balance Transfers for 18 months (applies to balance transfers only).
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Important Balance Transfer Info:
- Balance transfers don't earn cash back, and the intro APR doesn't apply to purchases.
- If you transfer a balance, make sure to pay your entire balance (including transfers) each month to avoid interest on purchases.
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Intro Balance Transfer Fee:
- A 3% fee for transfers made within the first 4 months (minimum $5), and 5% afterward (minimum $5).
The best aspect of this Citi card
You can transfer your Citi points to anyone, but they'll expire 90 days after you do so if you haven't converted them to airline miles or redeemed them in some other way by then. Each participant may give and receive up to 100,000 points every calendar year.
Since Citi ThankYou points never expire as long as you have a Citi credit card, you can use them whenever you like. Points have a 90-day expiration after being transferred to a new member.
A Citi credit card application can be submitted once every 8 days, for a total of 2 cards every month. Call 866-252-0118 to get an update on your application, or 800-695-5171 to appeal a denial.
What we think about this card
The Citi Double Cash is one of the most flexible cards because you can earn 2% cash back or 2 miles per dollar, or 10% more when you use it in combination with a Rewards+ card.
The Citi Premier Card is required to convert points to airline miles or hotel points, but otherwise, this card is a terrific addition to anyone's wallet because there is no annual fee.