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Welcome Bonus
- Earn 75,000 ThankYou® Points (redeemable for $750 in gift cards or travel rewards) after spending $4,000 in the first 3 months of account opening.
Rewards Points
- Earn points on various purchases:
- 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com
- 3 points per $1 on Air Travel, Other Hotel Purchases, Restaurants, Supermarkets, Gas, and EV Charging Stations
- 1 point per $1 on all other purchases
Annual Hotel Benefit
Get $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com, once per calendar year.
Exciting New Benefits!
Auto Rental Insurance:
Travel with peace of mind! Enjoy primary coverage for car rentals outside your country and secondary coverage within your country. Wherever you go, we’ve got you covered!
Lost Luggage Insurance:
Never worry about your bags again! Get up to $3,000 per trip ($2,000 for New York residents) for lost or damaged luggage. Your belongings are protected, no matter where you roam.
Trip Cancellation Insurance:
Unexpected events won’t ruin your plans! Receive coverage for canceled or interrupted travel due to unforeseen medical emergencies and more. Get up to $5,000 per trip and $10,000 per person annually for non-refundable travel expenses, including flights, hotels, and more. Your adventures are safe with us!
Trip Delay Insurance:
Flight delayed? No problem! Claim up to $500 per trip for expenses like meals, lodging, toiletries, medication, and other personal items. With a maximum of 2 claims per account every 12 months, you’re always prepared for the unexpected!
Additional Benefits
- No expiration on points earned
- No limit on the amount of points you can earn
- No Foreign Transaction Fees on purchases
Annual Fee: $95
The best aspect of this Citi card
You can transfer your Citi points to anyone, but they'll expire 90 days after you do so if you haven't converted them to airline miles or redeemed them in some other way by then. Each participant may give and receive up to 100,000 points every calendar year.
Since Citi ThankYou points never expire as long as you have a Citi credit card, you can use them whenever you like. Points have a 90-day expiration after being transferred to a new member.
A Citi credit card application can be submitted once every 8 days, for a total of 2 cards every month. Call 866-252-0118 to get an update on your application, or 800-695-5171 to appeal a denial.
Options for point transfers with Citi Premier
With a Citi Premier Card, you may convert your points into miles or cash at a rate of 1 cent per point. If you also have a Rewards+ Card, you'll get a 10% point rebate if you redeem your points for cash or transfer miles.
You can also make a mileage transfer by upgrading your Rewards+ card to Premier.
Here is a list of the Citi Mileage Transfer Partners
Citi Strata Premier℠ Card
Editorial note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post