Earn 120,000 Points With The Business Platinum Card® from American Express


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    • Welcome Perk: Score 120,000 Membership Rewards® points after spending $15,000 in the first 3 months of having your Card.

    • Earn Points Easily: Get 5X points on flights and prepaid hotels on amextravel.com. Plus, get 1X point for every dollar on other eligible purchases.

    • Bonus Points Galore: Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers, software & cloud system providers, and shipping providers. Also, earn this bonus on purchases over $5,000 anywhere else, up to $2 million per calendar year.

    • Valuable Credits: Unlock over $1,000 in value per year for statement credits on select purchases, including tech, recruiting, and wireless, with the Business Platinum Card.

    • CLEAR® Benefit: Enjoy a $189 CLEAR® Credit for a touchless ID, speeding up security at select airports and stadiums. Cover the cost of CLEAR membership with statement credits after paying with your Business Platinum Card.

    • Airport Lounge Escape: Access over 1,400 airport lounges in 140 countries with the American Express Global Lounge Collection® – more lounge options than any other card.

    • Annual Fee: There's a $695 annual fee. If you use all the great credits that this card is offering, you will gain a lot more value for this amount compared to how much it will cost.

    • Terms Apply. to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.


    The best aspect of this Amex Card:

    Your airline fees are credited to you at the rate of $200 each year. That's a total of $400 in refunds for the first year you have the card, $200 in 2022, and another $200 in 2023. You can register for an airline here.


    By using your Business Platinum Card, you have the option of redeeming points for paid trips or converting them to airline miles. It is an effective instrument that protects you from the depreciation of any program you use.


    The Platinum Card® from American Express grants you elite status at both the Hilton and Marriott hotels at the Gold level.

    To join Hilton's Gold program, click here.
    Here you can sign up to receive Marriott's Gold status with our online registration form.
    Additional Platinum cardholders can be upgraded to Gold elite status, but only through a phone call.


    A Priority Pass membership is available for signup.

    Each Platinum cardholder, primary or secondary, may bring in two more guests at no cost.


    Extra Security and Lost Item Protection from AMEX:

    If you paid your monthly mobile phone bill using your credit card in the previous month, you are eligible for Cell Phone Protection, which will refund you up to $800 if your phone is lost, stolen, or damaged. The policy will pay for repairs to the screen if it breaks. Other credit card protection plans for mobile devices often don't cover minor damage like cracks. Each qualifying cardholder can submit two claims per calendar year (subject to the $50 deductible each time).

    In the event of a flight delay of 6 hours or more, trip delay insurance will reimburse eligible expenses up to the policy's maximum benefit amount.

    Up to $10,000 per trip and $20,000 every rolling 12 month period is covered by trip cancellation and interruption insurance in the event of travel cancellation or delay due to weather, terrorism, jury duty, or sudden illness or accident.

    If you use your credit card to purchase airline, rail, ship, or bus tickets, you'll be covered if your bags become lost, stolen, or destroyed.

    Throughout the first 90 days, you're protected against loss, theft, and damage up to the full purchase price (or $10,000). While some credit cards do cover stolen items up to a certain amount (often about $1,000), others require filing a police report and have a lower limit.

    Because to AMEX's return protection guarantee, you'll get your money back if you need to return an item costing up to $300 but the store won't accept it because of its last sale or time-limited return policy. Even if you don't want to return an item, the cost of mailing it back is on the house. To my knowledge, no other financial institution provides such a lenient policy. The maximum return amount that can be made with this per-card per-year advantage is $1,000.
    As part of their return protection policy, AMEX will reimburse you up to $300 per item for any restocking fees incurred by the merchant.

    You may extend your manufacturer's warranty by up to two years for no additional cost, and if anything goes wrong during that time, they'll either pay to have it serviced or give you a full refund, no questions asked. Compare this perk to the warranty advantages offered by competing financial institutions, and you'll quickly see why ours is superior.

    American Express is the best credit card company to use if you need to dispute a charge. Due to its online nature, this method of resolving disputes is far and away the simplest option available.


    The Business Platinum Card® from American Express

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