Quick Overview:
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Mega Bonus Points: Get a bonus of 120k points when you spend $8,000 in the first 3 months – that's $1,200 cash back or $1,500 for travel with Chase Ultimate Rewards®.
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Earn Points Easily:
- Get 3 points per $1 on the first $150,000 spent on travel and select business categories each year.
- Earn 1 point per $1 on all other purchases.
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Security Features:
- 24/7 monitoring for unusual credit card activity.
- Zero Liability – you're not responsible for unauthorized charges.
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Flexible Redemption:
- Redeem points for cash back, gift cards, travel, and more.
- Your points stay valid as long as your account is open.
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Travel Bonus:
- Points are 25% more valuable when you redeem for travel through Chase Ultimate Rewards®.
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Purchase Protection:
- New purchases are covered against damage or theft for 120 days, up to $10,000 per claim and $50,000 per account.
Card Benefits in More Details:
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Travel Bonanza:
- Get 3 points for every dollar spent on travel, covering flights, hotels, rental cars, cruises, public transportation, railroads, taxis, tolls, parking, Airbnb, and more.
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Connectivity Rewards:
- Get 3 points for every dollar on internet, cable, and phone services, including popular streaming platforms like Netflix.
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Shipping Perks:
- Score 3 points per dollar on shipping purchases.
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Boost Your Business:
- Rack up 3 points per dollar on search engine and social media advertising.
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Annual Spending Limit:
- Enjoy these bonus points up to $150,000 in annual spending.
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Everyday Earnings:
- For everything else, earn 1 point for every dollar spent.
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No Foreign Fees:
- Explore worry-free – International transactions are free of charge.
More Card Perks:
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Car Rental Insurance:
- Primary coverage for business rentals worldwide.
- Primary coverage for personal rentals outside the US.
- Secondary coverage for non-business rentals in the US.
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Extended Warranty:
- Adds an extra year of coverage, up to $10,000 per claim.
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Purchase Protection:
- Protects items for 120 days against damage or theft, up to $10,000 per claim.
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Trip Delay Reimbursement:
- Covers $500 per person for necessary expenses due to delays over 12 hours (hotel, food, toiletries, medicine, etc).
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Trip Cancellation/Interruption Insurance:
- Covers $5,000 per trip or $10,000 per trip with multiple travelers.
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Travel Accident Insurance:
- Provides coverage of $500,000 per person.
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Lost Luggage Insurance:
- Covers up to $3,000 per person per trip (with limits on valuables).
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Baggage Delay Reimbursement:
- Offers $100 per day per person (up to 5 days) for essential items during delays over 6 hours (clothing, toiletries, charger, etc).
Protection for Cell Phones:
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Insurance Coverage: Pay your cell phone bill with this card, and you're covered for damage, theft, or accidental loss until the end of the following month.
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Claims Coverage: Up to $1,000 coverage with a $100 deductible per claim. No need to purchase the phone with this card to file a claim.
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Claim Limit: File up to 3 claims every 12 months.
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Triple Points Bonus: Earn triple points for cell phone bills, making it a valuable card for your monthly expenses while enjoying insurance coverage.
Introductions: Getting a Business Credit Card When You Don't Have an LLC or C-Corp
You can secure approval for up to two Chase credit cards within a 30-day window. It's important to note that business and personal cards are considered separately.
After getting approval for one Chase card, consider applying for a second card on the same day. Chase is known for being quite receptive to approving two cards, especially if the first application is still pending. However, if the first application is pending, it's advisable to wait for approval before applying for the second card.
A noteworthy detail: Chase Bank does not report business credit card activities on personal credit reports. So, your business card transactions won't impact your personal credit history.
The best aspect of Chase Ultimate Rewards is its versatility and value:
Your entire family may convert Ink Preferred and Sapphire Preferred points into miles with only one card. In addition, you can exchange points for travel at a rate of 1.25 cents per point.
You and your family can utilize the Sapphire Reserve to exchange your Chase points for airline miles. Travel redemption is offered at a rate of 1.5 cents per point.
The set value is great, and there's no need to worry about finding available award seats, but you can get a lot more for your points if you transfer them to frequent flyer miles or hotel points.
Pay yourself back:
Currently, Ultimate Rewards points are worth 1.1 cents each when applied toward the following fees: Transportation of Telephone and Cable Television Services
Donations made to deserving nonprofits
Though categories change, Pay Yourself Back is now a permanent feature of the Ultimate Rewards program.
A big plus of the program is that you keep the original points earned by the purchase, even if you paid yourself back for it. Which tends to mean your points will be even more valuable!
The fastest way to receive your card is:
Upon approval, you will be able to add your new card to your mobile wallet within the hour. By calling Chase's customer service, you can also request that your physical card be delivered via overnight shipping.
Check your application's status online At Chase Website or give them a call at 1800-453 9719. If your application was denied, you can ask for another review by dialing 1888-609-7805
