CC Tips & More

Use 0% On Balance Transfer Credit Cards & Stop Paying Interest Explained

Posted by Simplex Deals on

IntroductionIn 2022, the average annual percentage rate (APR) for newly issued credit cards reached 18%, making it difficult for many families to meet their monthly repayments while simultaneously accruing additional debt due to predatory interest rates. Credit card debt may be crippling if it goes unpaid for too long. In addition to the debt snowball method, the financial bucket method, unsecured loans, and accounts receivable, there are more choices. Despite this, transferring a balance from one card to another is not only one of the simplest but also one of the cheapest financial transactions out there. When Should You Use...

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Major Starbucks ‘Stars’ Rewards Devaluation

Posted by Simplex Deals on

Starbucks revealed a significant decline in the value of their "stars" currency:The following modifications to Star redemption will take effect on February 13, 2023:One (1) of the following items can be purchased with 100 Stars: hot coffee or hot steeped tea; iced coffee or iced tea; bakery goods (such as cake pops or cookies); packaged snacks (such as popcorn or potato chips); cold Siren Logo Plastic To-Go Cups (24 oz only); or hot Siren Logo Plastic Hot Cups (16 oz only).Any handcrafted beverage (like a latte or Frappuccino® blended beverage) OR any hot breakfast item may be purchased with 200...

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