CC Tips & More

What to Do If Your Credit Card Application Is Rejected Getting rejected for a credit card can be disappointing, especially if you were hoping to earn valuable rewards or take advantage of certain benefits. However, don't despair just yet. There are steps you can take to turn a denial into an approval. In this article, we'll provide you with some practical advice on how to handle a credit card rejection and improve your chances of getting approved. It's time to talk about reconsideration. Thankfully, Chase, one of the major credit card issuers, has a helpful reconsideration department that you can...

If you've just signed up for a credit card with a welcome bonus, you might need to meet a minimum spending requirement to get the bonus. Don't worry though, there are many ways to meet the minimum spend without breaking the bank. One idea is to use your credit card for all your daily expenses such as groceries, gas, and bills. You can also use it to pay for larger purchases like home repairs or car maintenance. Just make sure you can pay off your balance in full each month to avoid interest charges. Another option is to prepay your...

Building good credit is an essential aspect of personal finance, as it can affect your ability to secure loans, credit cards, and even rental agreements. Establishing a good credit score takes time and effort, but it's worth it in the long run. Here are five habits that can help you build and maintain good credit. Pay your bills on time Making on-time payments is one of the most important components of establishing good credit. Make sure to pay all of your expenses, including credit cards, loans, and utility bills, on time because late payments can have a substantial negative influence...

.Introduction In 2022, the average annual percentage rate (APR) for newly issued credit cards reached 18%, making it difficult for many families to meet their monthly repayments while simultaneously accruing additional debt due to predatory interest rates. Credit card debt may be crippling if it goes unpaid for too long. In addition to the debt snowball method, the financial bucket method, unsecured loans, and accounts receivable, there are more choices. Despite this, transferring a balance from one card to another is not only one of the simplest but also one of the cheapest financial transactions out there. When Should You...