Earn 200,000 Points With The Business Platinum Amex Card

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Posted on: October 21, 2025 at 1:37 pm More info

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The Business Platinum Card^® from American Express

The Business Platinum Card® from American Express: Serious Rewards for Serious Business Owners

For business owners who travel often and spend heavily, the Business Platinum Card® from American Express delivers premium perks, rich rewards, and unmatched flexibility — easily offsetting its high annual fee when used strategically.

🔹 Elevated Welcome Offer: 200,000 Membership Rewards® Points

Earn 200,000 Membership Rewards® points after spending $20,000 in eligible purchases within the first 3 months of Card Membership.
That’s a potential value of $2,000–$4,000+ depending on how you redeem your points.

🔹 Annual Fee

Primary Card: $895 per year
Additional Employee Cards: $350 (Business Platinum) or $0 (Business Gold or Green with limited benefits)

Authorized employee cards can help rack up rewards faster while keeping expense tracking streamlined.

🔹 Major Business & Travel Credits (Over $3,000+ in Value)

Benefit	Annual Value	Details
Fine Hotels + Resorts® / Hotel Collection Credit	Up to $600/year	$300 semi-annually on prepaid bookings via Amex Travel. Hotel Collection requires 2-night minimum.
Hilton For Business Credit	Up to $200/year	Statement credit when staying at eligible Hilton properties worldwide. Enrollment required.
CLEAR® Plus Credit	Up to $209/year	Covers your CLEAR Plus membership (auto-renews).
Dell Technologies Credit	Up to $1,150/year	$150 annual credit on Dell purchases + an additional $1,000 back after spending $5,000. Enrollment required.
Adobe Credit	Up to $250/year	$250 back after $600+ in purchases directly with Adobe. Enrollment required.
Indeed Credit	Up to $360/year	$90 per quarter for job postings or subscriptions. Enrollment required.
Wireless Service Credit	Up to $120/year	$10 per month on U.S. wireless bills. Enrollment required.
Airline Fee Credit	Up to $200/year	Choose one airline; covers baggage, seat fees, etc.

🔹 Points Earning Power

Category	Rate	Notes
Flights & Prepaid Hotels on AmexTravel.com	5X points	Highest earn rate; great for business trips.
Large Purchases ($5,000+)	2X points	Up to $2 million per calendar year.
U.S. Hardware, Electronics, Software & Shipping	2X points	Applies to suppliers, IT vendors, and shipping services.
All Other Eligible Purchases	1X point	Unlimited base earning.

🔹 Global Lounge Access

The American Express Global Lounge Collection® offers access to over 1,550 airport lounges in 140+ countries — more than any other card issuer (as of July 2025).

Includes:

Centurion Lounges
Delta Sky Club (when flying Delta)
Priority Pass Select (1,300+ lounges)
Escape, Plaza Premium, and Lufthansa Lounges

🔹 Elite Travel & Hotel Status

Automatic elite status benefits include:

Hilton Honors Gold — upgrades, breakfast, 5th night free on awards
Marriott Bonvoy Gold — late checkout, upgrades, and extra points
Fine Hotels + Resorts® perks — daily breakfast, $100 experience credit, late checkout

🔹 Additional Business Benefits

Employee Card Controls — manage and monitor spending per employee
Amex Offers for Business — targeted rebates and cash-back on partner merchants
Amex Travel Portal — 35% points rebate when booking eligible flights (up to 500K points/year)
Expense Management Tools — integration with QuickBooks®, Expensify, and Concur

🔹 Protection & Insurance Coverage

Coverage Type	Coverage Amount / Benefit
Trip Cancellation/Interruption	Up to $10,000 per trip
Trip Delay	Up to $500 for delays 6+ hours
Baggage Insurance	Up to $3,000 per person
Purchase Protection	Up to $10,000 per item
Extended Warranty	Adds 1 extra year
Cell Phone Protection	Included when bill paid with card
Car Rental Loss & Damage Insurance	Primary coverage for business travel

🔹 Membership Rewards® Transfer Partners

Airline Partners	Hotel Partners
Delta, Emirates, ANA, Air Canada, British Airways, Singapore, Virgin Atlantic, and more	Hilton (1:2), Marriott (1:1), Choice Hotels (1:1)

Transfers are typically 1:1 unless otherwise noted; look for 20–40% bonus promos.

🔹 Final Thoughts

The Business Platinum Card® isn’t just for luxury travelers — it’s built for entrepreneurs who want to maximize every dollar.
With up to $3,000+ in credits, rich travel perks, and serious point-earning potential, this card can easily pay for itself multiple times over if you use it strategically.

Terms Apply.

Discover more details about this card: The Business Platinum Card^® from American Express

Disclaimer: Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Editorial note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post

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